RewardPay unlocks your Amex for more payments — even when suppliers won’t accept it. Put tax, rent, media spend, and supplier bills on your card to earn points, gain up to 55 days interest‑free, and improve cash flow — turning everyday business spend into real rewards, not missed value.
Get StartedBusiness owners who love Amex know the value it delivers—exceptional points earn rates, premium travel rewards, strong cash-flow benefits, and flexible redemption options. But Amex isn’t accepted everywhere, and many essential business expenses (tax, rent, everyday suppliers and contractors) normally earn reduced or zero rewards. Example: Make a NZ$100,000 tax payment using your American Express Platinum Card with RewardPay and earn 200,000 Membership Rewards points. Then redeem your rewards with partners like Koru Airpoints™, ALL Accor or Luxury Escapes Société—turning a business payment you already had to make into your next travel experience.
Earn up to 2 Membership Rewards points per dollar on business expenses, including government and utility payments.
Unlock Amex acceptance at suppliers who normally cannot take credit card payments.
Maximise cash flow with extended interest‑free periods.
Leverage premium Amex travel benefits and high‑value redemption opportunities.
With RewardPay you can use your Amex for most weekly business payments and earn up to 2 points per $1 spend.
Apply now
Free, quick and easy to sign up. You just need your NZBN
Step 01
By selecting or adding the suppliers you wish to pay.
Step 02
You can make one off, bulk or future dated payments with your American Express card
Step 03
Transfer payments to your suppliers by bank transfer seamlessly
Step 04RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.
A decade‑long partnership with American Express, now operating across both Australia and New Zealand.
RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Air New Zealand, Accor and Luxury Escapes.
RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.
RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with a friendly support team always ready to help.
Amex Gold Rewards Business Card2 MR points per $1 on eligible spend
Once 300,000 points are earned in a calendar year, then 1 point per $1 thereafter.
High MR earn rate → maximises points on IRD, suppliers, rent etc.
Enjoy 2 complimentary Priority Pass™ airport lounge visits each year and complimentary travel insurance on eligible trips paid with your card.
American Express® Gold Business Card
Offer ends 14 Dec 26. $1500 min spend in first 3 months. T&C's apply. New Amex Card Members only.¹
American Express Platinum Card®
Apply by 30 November 2026 and spend $2,500 on eligible purchases within 3 months of approval on your new Amex Platinum Card. T&Cs apply. New Card Members only¹.
American Express Airpoints Platinum Card
Apply by 28 October 2026 and spend $1,500 within 3 months of approval on your new Amex Airpoints Platinum Card. New Card Members only¹.
 Koru Airpoints | 1 point per $200(0.60% + GST) | 1 point per $100(1.15% + GST) | 1 point per $50(2.30% + GST) | 1 point per $25(4.55% + GST) |
 ALL Accor Reward Points | 1 point per $2(1.99% + GST) | 1 point per $1(3.99% + GST) | ||
 Luxury Escapes Société Points | 3 points per $1(1.99% + GST) | 6 points per $1(3.99% + GST) |
*Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only •
†Minimum rate based on loyalty partner selected at checkout.
No. RewardPay is a payment platform, not a card issuer. To get an American Express card, visit americanexpress.com/nz. Once you have a New Zealand-issued Amex card, you can add it to your RewardPay wallet and start earning Membership Rewards points on all your business payments.
Amex transaction rates vary by subscription tier. Non-Government payments are charged at 2.35% on the Free tier, 2.25% on Silver, and 2.10% on Gold. Government payments are a flat 1.67% across all tiers. See our full pricing breakdown at rewardpay.co.nz/pricing.
Yes. When you pay via your American Express card through RewardPay, you earn the Membership Rewards points associated with your card on every dollar spent – just as you would on any other Amex purchase. You can also opt in to earn Air New Zealand Airpoints, Accor Live Limitless points or Luxury Escapes credits on top by selecting your preferred earn tier at checkout (additional fees apply).
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