Tax Spend BG

Pay Your Tax with RewardPay:
Turn Tax Time into Rewards Time

RewardPay transforms your mandatory tax payments—including Tax and other IRD obligations—into valuable rewards while giving you greater financial flexibility. By enabling credit card payments to the IRD, you can earn thousands of points on each tax bill, access up to 55 days of interest-free credit, and ensure you never miss a payment deadline—turning routine business and personal tax expenses into a strategic financial advantage.

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Why Use a Credit Card for business Tax ?

Payroll

Pay the IRD & earn up to 2 points per $1

Paying the IRD with your American Express through RewardPay can allow you to earn full reward points - rather than the reduced points typically applied when paying the IRD directly. For example, with an American Express Platinum Card, you could earn up to 2 Membership Rewards points per $1 spent. Using your credit card via RewardPay can also improve cash flow by giving you extra days before funds leave your account. At the same time, you earn valuable reward points on every payment—turning mandatory business expenses into real, ongoing benefits for your business.

For example

Pay NZ$50,000 per quarter on IRD payments with an American Express Platinum Card or American Express Airpoints Platinum Card and you’ll spend NZ$200,000 a year.

With the American Express Platinum Card, you could earn up to 400,000 Membership Rewards points annually (2 points per NZ$1 spent). Alternatively, with the American Express Airpoints Platinum Card, you could earn up to 2,857 Airpoints™ annually (1 Airpoints per NZ$70 spent) — enough to put towards multiple domestic flights or international travel with Air New Zealand.*

Plus, you can improve cash flow on a tax payment your business already has to make.

Estimated Airpoints™ Earned After 12 Months*

2,857

*Estimated points are illustrative only and correct at time of writing. Actual points earned may vary depending on your Card type, eligible spend, and American Express terms and conditions. Flight redemption estimates are indicative only and subject to airline rewards pricing and availability.

Bali

2-Night Luxury Stay at Kappa Senses Ubud

170,000 Luxury Escapes Société Points

Los Angles

Los Angeles

Return Business Class Flight

6,000 Koru Airpoints™

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward points

Tokyo

Tokyo

Return Business Class Flight

6,500 Koru Airpoints™

Bali

2-Night Luxury Stay at Kappa Senses Ubud

170,000 Luxury Escapes Société Points

Los Angles

Los Angeles

Return Business Class Flight

6,000 Koru Airpoints™

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward points

Tokyo

Tokyo

Return Business Class Flight

6,500 Koru Airpoints™

How to Pay Tax and other IRD obligations with a Credit Card and Earn Points

Paying business expenses like Tax with your credit card via RewardPay will allow you to earn points on necessary spend.

Step 1

Add your payment information as detailed on your invoice

Step 2

Select your payment method (Amex or Pay by Bank)

Step 3

RewardPay pays the supplier on your behalf

Step 4

Your start earning points

Step 5

Receive confirmation and remittance for your accounting records

Step 1

Add your payment information as detailed on your invoice

Step 2

Select your payment method (Amex or Pay by Bank)

Step 3

RewardPay pays the supplier on your behalf

Step 4

Your start earning points

Step 5

Receive confirmation and remittance for your accounting records

Pay using RewardPay now

Why Use a Credit Card for Tax?

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Unlock Significant Rewards Value

Every dollar you spend on your Tax or other IRD payments is a dollar that could be earning you rewards points. Unlike paying directly from your bank account where you receive nothing in return, using a credit card through RewardPay converts your tax obligations into points that can be redeemed for flights, hotel stays, gift cards, or cashback. For a business paying $40,000 annually in combined tax obligations, this could mean earning enough points for a return international flight or thousands of dollars in statement credits—value that would otherwise be left on the table.

Improve Cashflow

Improve Cashflow

Credit cards provide a crucial buffer between when your tax is due and when you actually need to settle the payment. With up to 55 days interest-free (depending on your card's billing cycle), you can pay your tax or other IRD obligations on time to avoid penalties while keeping your business or personal cash available for urgent expenses, taking advantage of investment opportunities, or waiting for customer invoices to be paid. This short-term financing is provided at no interest cost, unlike a traditional business loan or overdraft facility.

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Consolidate and Simplify Payments

Paying all your tax obligations via credit card consolidates your IRD payments into your regular credit card statement, making reconciliation straightforward and reducing administrative burden. You'll have clear, timestamped records of every tax payment, automatic integration with accounting software if you use credit card feeds, and the ability to easily track and categorise expenses. Plus, you maintain a clear audit trail that satisfies IRD requirements while making your accountant's job easier at tax time.

RewardPay helps business owners pay tax and other business bills and earn rewards – so you get something back for your hard work.

Create your free account now

Platform & Processing Considerations

  • Fees

    Typically 1.67%–2.35% depending on card type

  • Compliance

    RewardPay is regulated and provides full audit trails

  • Eligibility

    Invoice must be legitimate and payable to an NZBN-registered supplier

  • Payment Speed

    Typically next business day, depending on cut-off times

RewardPay offers flexible payment options

Choose RewardPay Pricing that fits your business

Pick a plan to unlock better rates and earn more points on every payment.

Free

$0/month

Get Started
Platform FeesFrom

  • AMEX non-govt fee of

    2.35%

  • AMEX govt fee of

    1.67%

  • Pay by bank from

    1.99%†

Learn more

Silver

$85/month*

Get Started
Platform FeesFrom

  • AMEX non-govt fee of

    2.25%

  • AMEX govt fee of

    1.67%

  • Pay by bank from

    1.99%†

Learn more

Gold

$165/month*

Get Started
Platform FeesFrom

  • AMEX non-govt fee of

    2.10%

  • AMEX govt fee of

    1.67%

  • Pay by bank from

    1.99%†

Learn more

Add on rewards partner points

Koru Airpoints1 point per $200(0.60% + GST)1 point per $100(1.15% + GST)1 point per $50(2.30% + GST)1 point per $25(4.55% + GST)
allALL Accor Reward Points1 point per $2(1.99% + GST)1 point per $1(3.99% + GST)
Luxury Escapes Société Points 3 points per $1(1.99% + GST)6 points per $1(3.99% + GST)

*Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only •
†Minimum rate based on loyalty partner selected at checkout.

Why RewardPay?

RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.

Celebrating 10 Years
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Long‑standing,
Proven Partnership

A decade‑long partnership with American Express, now operating across both Australia and New Zealand.

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Trusted by Leading Global Payment and Loyalty Brands

RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Air New Zealand, Accor and Luxury Escapes.

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Secure, Bank‑Grade
Payment Infrastructure

RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.

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Payment solution built for small business, best in class, local support team

RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with a friendly support team always ready to help.

Rewards You Can Earn by Paying Tax with Your Credit Card

For businesses spending $50,000+ per annum on tax, this can translate into thousands of dollars in annual value.

Flights

Redeem points for flights with loyalty partners including Air New Zealand.

Hotels

Redeem points on hotel stays with loyalty partners including ALL Accor Reward Points and Luxury Escapes Société Points.

Gifts

Redeem points from credit card loyalty programs, or transfer points to loyalty partner programs to purchase gifts

Merchandise

Upgrade your home, office or both using rewards earned from business payments made through RewardPay.

reward pay

Frequently asked questions

Support Text Icon Still have questions? Chat with us.

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Yes. RewardPay NZ supports payments to Inland Revenue (IRD) including income tax, GST, PAYE and other obligations. The IRD is pre-populated as a payee in every RewardPay NZ account, so there is no need to manually enter their details. Simply select IRD from your payee list, enter your payment reference number, and authorise the payment.

 

Payments finalised on the RewardPay portal by 5pm NZT on a business day will be processed the next business day, but may not show as received by IRD until the following business day. As IRD due dates carry interest and penalties for late payment, we strongly recommend submitting at least 3 business days before the deadline.

Yes. Amex payments earn your card’s standard Membership Rewards points on every dollar. On any payment method, you can also opt in to earn additional rewards with one or more of our loyalty partners by selecting your preferred earn tier at checkout (additional fees apply).

 

Rewarding New Zealand businesses every day

Trusted by 10,000+ business owners
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peoples

We pay all of it on the Amex card, so you’re getting a reward back by getting the points

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Nelly

Hospitality

I can pay any of my suppliers even the ones that don’t accept American Express.

Dave

Property

Through using rewardpay, I’ve earned about 3 million points

Luciano
Luciano

Manufacturing

The main reason for using RewardPay is for cashflow, points are just the perk.

Antonio Macri
Antonio

Construction