How to pay

The RewardPay platform allows you quickly and easily pay suppliers via American Express or Pay by Bank.

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Trusted Partners
Logo - American Express
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Accor Live Limitless 3
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Trusted partner logo
Logo - American Express
Logo - AWS
Accor Live Limitless 3
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Trusted partner logo
amex
Amex

Amex

10 years of Partnership with Amex means RewardPay knows how to help you maximise your Membership Rewards Points. With RewardPay you can use your Amex for all your everyday business payments so you don’t miss out on points, even when suppliers don’t accept Amex

Learn more about Amex
bank
Pay-by-Bank

Pay-by-Bank

If you decided you’d prefer to pay your business expenses direct from your bank account instead of credit card, or a mixture of the two, then you can still earn Reward partner points like Koru Airpoints™, ALL Accor and Luxury Escapes Société. Simply make your payment and choose how many points to earn from each or all of our partners – the choice is yours depending on your points priority.

Learn more about Pay-by-bank

Simple and easy to use

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Where can your points take you?

Use the points calculator to see how many points you could earn each year and where your payments could take you.

Amex Gold Rewards Business CardAmex Gold Rewards Business Card
Your monthly business spend?$30,000
Estimated Annual Points*720,000

Here’s what you could get with your points

Bali

2-Night Luxury Stay at Kappa Senses Ubud

170,000 Luxury Escapes Société Points

Los Angles

Los Angeles

Return Business Class Flight

6,000 Koru Airpoints™

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward points

Tokyo

Tokyo

Return Business Class Flight

6,500 Koru Airpoints™

Bali

2-Night Luxury Stay at Kappa Senses Ubud

170,000 Luxury Escapes Société Points

Los Angles

Los Angeles

Return Business Class Flight

6,000 Koru Airpoints™

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward points

Tokyo

Tokyo

Return Business Class Flight

6,500 Koru Airpoints™

Choose RewardPay Pricing that fits your business

Pick a plan to unlock better rates and earn more points on every payment.

Free

$0/month

Get Started
Platform FeesFrom
  • AMEX non-govt fee of

    2.35%

  • AMEX govt fee of

    1.67%

  • Pay by bank from

    1.99%†

Silver

$85/month*

Get Started
Platform FeesFrom
  • AMEX non-govt fee of

    2.25%

  • AMEX govt fee of

    1.67%

  • Pay by bank from

    1.99%†

Gold

$165/month*

Get Started
Platform FeesFrom
  • AMEX non-govt fee of

    2.10%

  • AMEX govt fee of

    1.67%

  • Pay by bank from

    1.99%†

Add on rewards partner points

Koru Airpoints1 point per $200(0.60% + GST)1 point per $100(1.15% + GST)1 point per $50(2.30% + GST)1 point per $25(4.55% + GST)
allALL Accor Reward Points1 point per $2(1.99% + GST)1 point per $1(3.99% + GST)
Luxury Escapes Société Points 3 points per $1(1.99% + GST)6 points per $1(3.99% + GST)

*Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only •
†Minimum rate based on loyalty partner selected at checkout.

Why RewardPay?

RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.

Celebrating 10 Years
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Long‑standing,
Proven Partnership

A decade‑long partnership with American Express, now operating across both Australia and New Zealand.

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Trusted by Leading Global Payment and Loyalty Brands

RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Air New Zealand, Accor and Luxury Escapes.

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Secure, Bank‑Grade
Payment Infrastructure

RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.

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Payment solution built for small business, best in class, local support team

RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with a friendly support team always ready to help.

Designed for every business, from startups to enterprises

Whether you're running a small team or managing a large organisation, RewardPay makes it easy to boost cash flow and earn rewards on every payment.

Construction

Construction

Aged & Disability Care

Aged & Disability Care

Financial Services

Financial Services

Retail Trade

Retail Trade

Education & Training

Education & Training

Manufacturing

Manufacturing

Mining

Mining

Many more

+ Many more

reward pay

Frequently asked questions:

Reward Points Partners

Support Text Icon Still have questions? Chat with us.

View all FAQs

RewardPay NZ accepts New Zealand-issued American Express credit cards (personal or business), as well as bank payments via Pay-by-Bank. Pay-by-Bank lets you fund payments directly from your New Zealand bank account via bank transfer (account number). Pre-paid and debit cards are not accepted. All card details are securely encrypted and stored in your RewardPay wallet.

Yes. You can use either Amex or Pay-by-Bank across your payments, choosing the most suitable method for each transaction. For example, some businesses use Amex for most payments to earn Membership Rewards points, and Pay-by-Bank for larger payments where they want to avoid card limits or access lower fees. Both payment methods support opting in to earn loyalty partner points at checkout.

Yes, for Amex payments. RewardPay NZ offers three subscription tiers: Free ($0/month), Silver ($85/month) and Gold ($165/month). Amex non-Government transaction rates are 2.35% on the Free tier, 2.25% on Silver, and 2.10% on Gold. Amex Government payments are a flat 1.67% across all tiers. Bank payments start from 1.99% across all tiers, with the rate varying based on the loyalty partner selected at checkout. All platform fees are billed 3 months in advance. See our full pricing breakdown at rewardpay.co.nz/pricing.

Rewarding New Zealand businesses every day

Trusted by 10,000+ business owners
View all

peoples

We pay all of it on the Amex card, so you’re getting a reward back by getting the points

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Nelly

Hospitality

I can pay any of my suppliers even the ones that don’t accept American Express.

Dave

Property

Through using rewardpay, I’ve earned about 3 million points

Luciano
Luciano

Manufacturing

The main reason for using RewardPay is for cashflow, points are just the perk.

Antonio Macri
Antonio

Construction