The RewardPay platform allows you quickly and easily pay suppliers via American Express or Pay by Bank.
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10 years of Partnership with Amex means RewardPay knows how to help you maximise your Membership Rewards Points. With RewardPay you can use your Amex for all your everyday business payments so you don’t miss out on points, even when suppliers don’t accept Amex
Learn more about Amex
If you decided you’d prefer to pay your business expenses direct from your bank account instead of credit card, or a mixture of the two, then you can still earn Reward partner points like Koru Airpoints™, ALL Accor and Luxury Escapes Société. Simply make your payment and choose how many points to earn from each or all of our partners – the choice is yours depending on your points priority.
Learn more about Pay-by-bank

Use the points calculator to see how many points you could earn each year and where your payments could take you.
Here’s what you could get with your points

2-Night Luxury Stay at Kappa Senses Ubud
170,000 Luxury Escapes Société Points

Return Business Class Flight
6,000 Koru Airpoints™

Premium Accor Hotel Stay 7 nights
200,000 ALL Accor Reward points

Return Business Class Flight
6,500 Koru Airpoints™
RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.
A decade‑long partnership with American Express, now operating across both Australia and New Zealand.
RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Air New Zealand, Accor and Luxury Escapes.
RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.
RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with a friendly support team always ready to help.
Whether you're running a small team or managing a large organisation, RewardPay makes it easy to boost cash flow and earn rewards on every payment.
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RewardPay NZ accepts New Zealand-issued American Express credit cards (personal or business), as well as bank payments via Pay-by-Bank. Pay-by-Bank lets you fund payments directly from your New Zealand bank account via bank transfer (account number). Pre-paid and debit cards are not accepted. All card details are securely encrypted and stored in your RewardPay wallet.
Yes. You can use either Amex or Pay-by-Bank across your payments, choosing the most suitable method for each transaction. For example, some businesses use Amex for most payments to earn Membership Rewards points, and Pay-by-Bank for larger payments where they want to avoid card limits or access lower fees. Both payment methods support opting in to earn loyalty partner points at checkout.
Yes, for Amex payments. RewardPay NZ offers three subscription tiers: Free ($0/month), Silver ($85/month) and Gold ($165/month). Amex non-Government transaction rates are 2.35% on the Free tier, 2.25% on Silver, and 2.10% on Gold. Amex Government payments are a flat 1.67% across all tiers. Bank payments start from 1.99% across all tiers, with the rate varying based on the loyalty partner selected at checkout. All platform fees are billed 3 months in advance. See our full pricing breakdown at rewardpay.co.nz/pricing.
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Hospitality

Property

Manufacturing

Construction