Helping New Zealand businesses save money and earn more rewards, every day.
Millions processed every month. Bank Grade security, backed by enterprise-level encryption and compliance.
Use Amex or bank payment and start earning points.
Thousands of business owners are turning regular business expenses into rewards, making their money work harder for them. Here's how:
Some suppliers refuse Amex, RewardPay solves this problem. You pay with Amex, we pay your supplier, you maximise your points.
Earn rewards on Tax, Payroll, Rent, Contractors, Utilities, Machinery, Equipment, Construction & more. Earn up to 2 points per $1 on IRD payments.

Choose to earn both airline and hotel partner points on top of credit card points - choose as many partners as you like.

Use your credit cards interest free period to manage cash flow - up to 55 days. No need for line of credit.

Choose to Pay by Amex or Pay-by-bank. Even pay off your Amex statement and earn.

Market leading rates. Flexible pay as you go or subscription options, best in class local support. Secure, easy to use portal.

Use the points calculator to see how many points you could earn each year and where your payments could take you.
Here’s what you could get with your points

2-Night Luxury Stay at Kappa Senses Ubud
170,000 Luxury Escapes Société Points

Return Business Class Flight
6,000 Koru Airpoints™

Premium Accor Hotel Stay 7 nights
200,000 ALL Accor Reward points

Return Business Class Flight
6,500 Koru Airpoints™
Pay who you want, when you want and earn rewards instantly
RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.
A decade‑long partnership with American Express, now operating across both Australia and New Zealand.
RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Air New Zealand, Accor and Luxury Escapes.
RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.
RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with a friendly support team always ready to help.
Choose to earn Koru Airpoints, on top of credit card points, each time you pay with RewardPay - choose to earn up to 1 Airpoint per $25 paid.

Choose to earn ALL Accor Reward points, on top of credit card points, each time you pay with RewardPay - choose to earn 1 ALL Accor Point per $1 paid or 1 ALL Accor Point per $2 paid.

Choose to earn Luxury Escapes Société Points, on top of credit card points, each time you pay with RewardPay - choose to earn up to 6 Luxury Escapes Société Points per $1 paid.

Trusted by 10,000+ business owners
View all


Hospitality

Property

Manufacturing

Construction
Use your favourite American Express card with RewardPay and maximise your Membership Rewards points on every RewardPay business payment.


Whether you're running a small team or managing a large organisation, RewardPay makes it easy to boost cash flow and earn rewards on every payment.
Construction
Aged & Disability Care
Financial Services
Retail Trade

Education & Training

Manufacturing

Mining
+ Many more
Signing up is free, takes around 5 minutes, and there are no setup fees or ongoing obligations. Click here to register. You will need your active NZBN, email address, and mobile number. When creating your password, make sure it is unique to RewardPay and stored somewhere safe. Once registered, check your email to verify your email address, then log in and complete a one-time identity verification. Once verified, your account is ready to start making payments and earning rewards.
RewardPay NZ offers three subscription tiers: Free ($0/month), Silver ($85/month) and Gold ($165/month). Amex transaction rates vary by tier, starting from 2.10% on Gold. Bank payments start from 1.99% across all tiers. Processing fees are a deductible business expense. See our full pricing breakdown at rewardpay.co.nz/pricing.
RewardPay supports payments to any New Zealand business with an active NZBN – including suppliers, the IRD, KiwiSaver, rent, contractors, marketing, utilities, equipment, accounting and tax pooling. Payroll payments are also supported via Pay-by-Bank. Some restrictions apply – see the RewardPay Terms and Conditions for details.