Pay virtually all your NZ business expenses on your Amex with RewardPay
Trusted by 10,000+ business owners
Trusted by 10,000+ business owners
Helping New Zealand businesses save money and earn more rewards, every day.
Millions processed every month. Bank Grade security, backed by enterprise-level encryption and compliance.
Use Amex or bank payment and start earning points.
Earn up to 2 credit card reward points for every dollar you spend.
Take advantage of up to 55 additional cash flow days for your business.
Pay your Tax, Rent, Contractors, Utilities and more with your credit card.
Use your Amex with virtually any NZ supplier and maximise your Membership Rewards Points
Thousands of business owners are turning regular business expenses into rewards, making their money work harder for them. Here's how:
Some suppliers refuse Amex, RewardPay solves this problem. You pay with Amex, we pay your supplier, you maximise your points.
Earn rewards on Tax, Payroll, Rent, Contractors, Utilities, Machinery, Equipment, Construction & more. Earn up to 2 points per $1 on IRD payments.
Choose to earn both airline and hotel partner points on top of credit card points - choose as many partners as you like.
Use your credit cards interest free period to manage cash flow - up to 55 days. No need for line of credit.
Choose to Pay by Amex or Pay-by-bank. Even pay off your Amex statement and earn.
Market leading rates. Flexible pay as you go or subscription options, best in class local support. Secure, easy to use portal.
Use the points calculator to see how many points you could earn each year and where your payments could take you.
Amex Gold Rewards Business CardHere’s what you could get with your points
2-Night Luxury Stay at Kappa Senses Ubud
170,000 Luxury Escapes Société Points
Return Business Class Flight
6,000 Koru Airpoints™
Premium Accor Hotel Stay 7 nights
200,000 ALL Accor Reward points
Return Business Class Flight
6,500 Koru Airpoints™
2-Night Luxury Stay at Kappa Senses Ubud
170,000 Luxury Escapes Société Points
Return Business Class Flight
6,000 Koru Airpoints™
Premium Accor Hotel Stay 7 nights
200,000 ALL Accor Reward points
Return Business Class Flight
6,500 Koru Airpoints™
Dave Property
Antonio Construction
Nelly Hospitality
Pay who you want, when you want and earn rewards instantly
It's free to sign up. Register your business, verify your details, and start making payments.
Add payee & payment details and credit card or bank payment. Plus choose to earn extra reward partner points with every payment.
RewardPay pays your suppliers quickly and securely (even the ones who don’t accept credit cards).
Your suppliers are paid via bank transfer and you receive your credit card points and your partner points straight to your account.
AMEX non-govt fee of
2.35%
AMEX govt fee of
1.67%
Pay by bank from
1.99%†
AMEX non-govt fee of
2.25%
AMEX govt fee of
1.67%
Pay by bank from
1.99%†
AMEX non-govt fee of
2.10%
AMEX govt fee of
1.67%
Pay by bank from
1.99%†
 Koru Airpoints | 1 point per $200(0.60% + GST) | 1 point per $100(1.15% + GST) | 1 point per $50(2.30% + GST) | 1 point per $25(4.55% + GST) |
 ALL Accor Reward Points | 1 point per $2(1.99% + GST) | 1 point per $1(3.99% + GST) | ||
 Luxury Escapes Société Points | 3 points per $1(1.99% + GST) | 6 points per $1(3.99% + GST) |
*Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only •
†Minimum rate based on loyalty partner selected at checkout.
Trusted by 10,000+ business owners
1. RewardPay. RewardPay enrolment is required. RewardPay fees apply. Please visit rewardpay.co.nz for current fees and terms. Eligible payments made through RewardPay using an American Express Gold Rewards Business Card may earn Membership Rewards points in accordance with the Membership Rewards Terms and Conditions. RewardPay is operated by RewardPay Pty Ltd. American Express is not responsible for the products or services provided by RewardPay. Payments made through RewardPay are subject to RewardPay’s terms, conditions and eligibility requirements.
2. Membership Rewards. Subject to the Terms and Conditions of the Membership Rewards program available at https://www.americanexpress.com/en-nz/rewards/membershiprewards/terms Once you have earned a total of 300,000 Membership Rewards points on your Card Account in a calendar year, your earn rate of 2 points per $1 spent will change to 1 point per $1 spent on purchases. The points threshold is based on eligible Membership Rewards points earned during a calendar year and will be reset on 1 January each year. Membership Rewards points earned by all Card Members on a Card Account contribute to the 300,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.
3. Bonus & Eligibility. Offer only available to new American Express Card Members who apply online by 14 December 2026, are approved and spend $1,500 or more on eligible purchases on their new Card in the first 3 months from Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 18 month period are ineligible for this offer. 100,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. The American Express Gold Rewards Business Card® has an annual fee of $349. Offer subject to change without notice. Subject to the Terms and Conditions of the Membership Rewards Programme available at https://www.americanexpress.com/en-nz/benefits/rewards/membership-rewards/#t&cs
4. American Express Travel Online. To earn or redeem Membership Rewards points, Cards must be enrolled in the American Express Membership Rewards programme, and your Card Account must be in good standing. To redeem Membership Rewards Points with American Express Travel Online, you need to have available limit on your Card for the full transaction amount of the booking. You will then receive a statement credit within 3 business days for your points redemption. If the credit isn’t on the same statement as the transaction, it should appear on your next statement. Please pay all amounts due each month. You will earn Membership Rewards points on the full dollar amount charged to your Card. All bookings are subject to the terms and conditions of our Membership Rewards programme. For full Terms and Conditions please visit the Membership Rewards website.
5. Extend your cash flow by up to 55 days. Depending on when you make a purchase, when your statement is issued, and whether you are carrying forward a balance on your Account from your previous statement period. If you pay by direct debit, please refer to your monthly statements to confirm the date that direct debit will be processed. If the debit date falls on a weekend or public holiday, it will be processed on the next business day.